Jeevan Surbhi (Money Back)

Age Limit : 14 to 55
Minimum S.A.: Rs.40,000/-
Maximum S.A.: No Limit
Term : 15, 20 And 25 Years

Speciality: RISK COVER INCREASES BY 50% AFTER EVERY 5 YEARS.

Age considred 30 yrs, S.A. Rs. 1 Lac
25 Years Policy : Premium to be paid for 18 years
Premium Yearly :Rs.8,145/- and from Salary Rs.700/-

20 Years Policy : Premium to be paid for 15 Years
Premium Yearly :Rs.9,130/- and from salary Rs.784/-

15 Years Policy : Premium to be paid for 12 years
Premium Yearly :Rs.10,672/- and from salary Rs.917/-

Benefit Illustration : Mr. XYZ has taken policy on 8/02/2003 of Sum Assured Rs.One lakh Term:20Yrs Premium: 9003 Yearly

Projected CASH FLOW

Due Date____Return from LIC____ Bonus
8/02/2007 ___ _25000 __________Nil
8/02/2011 _____25000 __________Nil
8/02/2015 _____25000 __________Nil
8/02/2018 _____25000 __________Nil
8/02/2023 _____89640 _________87200

Total Return: Rs.276840
Total Premium Paid: 15yrs*9003=Rs.135045